Regulatory

THAT is committed to full legal compliance across all jurisdictions in which it operates. We proactively research, consult, and engage with relevant regulatory frameworks to ensure responsible growth,

Australian Regulatory Environment

In Australia, THAT has engaged legal professionals to understand the obligations relating to cryptocurrencies, blockchains, and exchange integration.

Digital currency exchange services offered within the THAT app will only be facilitated through third-party Digital Currency Exchange (DCE) providers that are registered with AUSTRAC, the Australian regulator responsible for monitoring financial transactions and preventing money laundering, terrorism financing, and other financial crimes. These partners must meet all KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements.

Additionally, THAT may, where appropriate, seek regulatory guidance from legal counsel and the Australian Securities & Investments Commission (ASIC) to confirm that the app’s structure — including its non-custodial wallet and integrated features — does not constitute a regulated ‘non-cash payment facility’ or other financial product under Australian law

International Expansion

As THAT expands into New Zealand, the United States, the United Kingdom, and other jurisdictions, we will engage with leading legal firms in each region to evaluate the local regulatory framework and submit formal legal advice. This advice will shape the development of our international regulatory roadmap, ensuring appropriate compliance in every market.

General Risk Disclosures

Before acquiring or using THAT, users should be aware of the following risks and conditions:

• Regulatory differences: Cryptocurrency laws and compliance requirements vary by country and may change over time.

• Approved acquisition channels: THAT should only be acquired through official channels — including the THAT app, registered exchanges, or verified peer-to-peer transactions using supported wallets.

• Merchant availability: While THAT is backed by a merchant ecosystem, participation may vary by region and may not be active in all countries.

• Market volatility: The value of THAT may fluctuate based on supply and demand, exchange liquidity, and broader economic factors.

• No financial returns: Holding THAT does not entitle the holder to equity, dividends, interest, or profit-sharing in any business entity.

• Wallet responsibility: Users are responsible for securely managing their wallets and backing up their recovery phrases. Loss of access due to mismanagement cannot be reversed.