Introduction

Despite years of innovation and growth, most cryptocurrencies remain difficult to use in everyday life. Many digital assets are technically complex, unfamiliar to mainstream users, and not well integrated into existing business processes. Much of the industry has focused on infrastructure-level challenges — consensus, throughput, interoperability, and on-chain programmability — while limited independent merchant acceptance, confusing interfaces, and inconsistent user experiences continue to hinder broader adoption. Until digital assets can be used confidently and conveniently by ordinary people and businesses, much of their practical potential will remain unrealized.

THAT APPROACH

THAT is addressing this gap between blockchain innovation and everyday usability by providing a straightforward crypto asset and a set of non-custodial tools that help people interact with public blockchains. The Company develops software, including mobile applications, that allows users to create and sign on-chain transactions, view balances and activity, and discover independent merchants who may choose to accept digital assets such as THAT.

The THAT app operates as a non-custodial interface: users retain control of their private keys, and transfers occur directly on public blockchains between the transacting parties. The Company does not hold user funds, does not operate accounts or stored value, does not provide clearing or settlement services, and does not guarantee that any particular merchant will accept THAT or any other digital asset. The app is software that helps users construct and sign on-chain transactions from their own devices; transfers occur directly between users’ self-custodied blockchain addresses on public networks, not through any account, stored-value balance, or payment facility operated by the Company.

By focusing on user experience and independent merchant tooling, THAT aims to bridge the practical gap between advanced blockchain infrastructure and real-world contexts. The emphasis is on usability and accessibility rather than speculation or promotion of THAT as an investment product. Put simply, THAT is designed to make it easier for people and businesses who already wish to use digital assets to do so in a way that feels more familiar and manageable in everyday life.