Key Focus

SPENDABILITY

Technical jargon, confusing wallets, high fees, and a steep learning curve continue to deter broader use of digital assets in everyday life. Many tokens see limited use outside trading environments, and users who want to spend them in real-world contexts often convert to fiat currency via third-party services, adding fees, delays, intermediaries, and complexity.

THAT is designed to support straightforward, on-chain transfers under the user’s own control. The THAT app provides a non-custodial interface for creating and managing wallets, viewing balances and history, and preparing standard on-chain transactions, without requiring users to become blockchain experts.

The THAT app and related tools may include discovery features that help users identify independent, crypto-friendly merchants who choose to accept digital assets and prepare standard on-chain transfers to those merchants’ addresses using their own wallets. Users can, for example, share or scan a wallet address or QR code and sign a transaction on their own device. Any transfer of THAT or other supported digital assets occurs directly between the customer’s and merchant’s blockchain addresses on public networks. The Company does not receive, hold, forward, intermediate, clear, or settle those assets.

Any decision to accept THAT (or other digital assets) is made solely by each merchant.

High network fees can make digital asset transfers impractical, particularly for small purchases. THAT is designed to be deployable on multiple blockchain networks so that users can choose networks that typically offer faster confirmation and lower average fees. Network fees are determined by the underlying blockchain protocols and market conditions and are not set or collected by the Company, but the project aims to support networks that make the everyday use of digital assets more cost-effective for users and merchants who choose to transact with them.

By focusing on usability, independent merchant discovery, and cost-aware network choices, THAT seeks to reduce some of the practical barriers that have limited the broader use of digital assets to date.