Phase 3: Australia + New Zealand Scaling & Android Rollout (2026)

Phase objectives

• Ship Android with near parity to the iOS app.

• Deepen merchant density and user activity in Australia.

• Pilot merchant partnership programs and user rewards.

• Commence business onboarding in Auckland ahead of wider New Zealand rollout.

Merchant tools & user engagement

• Launch smart contract–enabled “spend-to-earn” challenges and cash-back incentives.

• Introduce exportable PDF transaction statements with cost-basis accounting for tax, reconciliation and bookkeeping.

• Run co-marketing campaigns and merchant-funded promotions.

Wallet experience & security

• Enable gasless transactions, sponsoring network fees for sends, merchant payments and swaps so users do not need to hold native gas (via EIP-7702 delegation).

• Expand wallet coverage across 30+ EVM networks, with in-app network selection and automatic chain and token discovery.

• Add a unified cross-chain transaction history with categorized receipts and historical pricing.

• Strengthen non-custodial security with per-device hardware-backed key encryption and biometric-gated key access.

Access & liquidity

• Add an in-app fiat on-ramp, enabling users to buy THAT directly with Apple Pay and Google Pay.

• List THAT with a major global fiat on-ramp provider, making it buyable across the wider ecosystem of non-custodial wallets.

Cross-platform, cross-chain & online commerce support

• Add support for cross-chain swaps in the THAT iOS app.

• Add QR and shareable payment links (ERC-681) that pre-fill network, token, amount and recipient.

• Launch the THAT Android app with a non-custodial wallet, directory, swaps and bridging.

• Integrate in-app ordering and online commerce features where they can be implemented via standard non-custodial smart contracts.

• Add WalletConnect and online checkout support for merchants who accept digital assets online.

• Refine in-app flows and tools for everyday spending (repeat payees, favorites, subscriptions).

Geographic expansion (Australia & New Zealand)

• Grow Australian merchant coverage, particularly in Brisbane, Sydney and Melbourne.

• Grow merchant coverage in Auckland, New Zealand.

• Build awareness and relationships in other major New Zealand cities ahead of wider rollout.

• Pursue additional exchange and infrastructure integrations to support international expansion.