# Phase 3: Australia + New Zealand Scaling & Android Rollout (2026)

#### Phase objectives

* Ship Android with near parity to the iOS app.
* Deepen merchant density and user activity in Australia.
* Pilot merchant partnership programs and user rewards.
* Commence business onboarding in Auckland ahead of wider New Zealand rollout.

#### Merchant tools & user engagement

* [ ] Launch smart contract–enabled “spend-to-earn” challenges and cash-back incentives.
* [ ] Run co-marketing campaigns and merchant-funded promotions.

#### Cross-platform, cross-chain & online commerce support

* [ ] Add support for cross-chain swaps in the THAT iOS app.
* [ ] Launch the THAT Android app with a non-custodial wallet, directory, swaps and bridging.
* [ ] Integrate in-app ordering and online commerce features where they can be implemented via standard non-custodial smart contracts.
* [ ] Add WalletConnect and online checkout support for merchants who accept digital assets online.
* [ ] Refine in-app flows and tools for everyday spending (repeat payees, favorites, subscriptions).

#### Geographic expansion (Australia & New Zealand)

* [ ] Grow Australian merchant coverage, particularly in Brisbane, Sydney and Melbourne.
* [ ] Grow merchant coverage in Auckland, New Zealand.
* [ ] Build awareness and relationships in other major New Zealand cities ahead of wider rollout.
* [ ] Pursue additional exchange and infrastructure integrations to support international expansion.